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Frequently Asked Questions अक्सर पूछे जाने वाले सवाल

Get simple answers for common questions related to loan, finance, documents and multiple services. Find guidance for eligibility, documents, process, CIBIL, ITR, GST and customer support. Loan, finance, documents और multiple services से जुड़े common सवालों के आसान जवाब। यहां आपको eligibility, documents, process, CIBIL, ITR, GST और customer support से जुड़ी जानकारी मिलेगी।

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FAQ Answers FAQ जवाब

10 Result Found 10 परिणाम मिले
Answer जवाब
Processing time depends on loan type, documents, bank/NBFC verification and applicant profile. Complete documents can help speed up the process.
Processing time loan type, documents, bank/NBFC verification और applicant profile पर depend करता है। Complete documents होने पर process जल्दी हो सकता है।
Answer जवाब
Loan amount depends on income, repayment capacity, credit score, business turnover, collateral value and lender policy.
Loan amount applicant की income, repayment capacity, credit score, business turnover, collateral value और lender policy के आधार पर तय होता है।
Answer जवाब
Interest rate may vary according to lender, loan type, applicant profile, CIBIL score, income and tenure.
Interest rate lender, loan type, applicant profile, CIBIL score, income और tenure के अनुसार अलग-अलग हो सकता है।
Answer जवाब
Yes, many banks and NBFCs charge loan processing fee. The fee may vary according to loan type and lender policy.
हाँ, कई banks/NBFCs loan processing fee लेते हैं। Fee loan type और lender policy के अनुसार अलग-अलग हो सकती है।
Answer जवाब
Sometimes the lender may share rejection reason such as low CIBIL, insufficient income, document mismatch, high obligations or policy mismatch.
कई बार lender rejection reason share कर सकता है, जैसे low CIBIL, insufficient income, document mismatch, high obligations या policy mismatch।
Answer जवाब
Yes, a salaried person can apply for personal loan, home loan, vehicle loan and other loan products.
हाँ, salaried person personal loan, home loan, vehicle loan और अन्य loan products के लिए apply कर सकता है।
Answer जवाब
Yes, a self-employed person can apply for business loan, personal loan, LAP, MSME loan and other products.
हाँ, self-employed person business loan, personal loan, LAP, MSME loan और अन्य products के लिए apply कर सकता है।
Answer जवाब
Cash salary cases may have limited options. Bank credit salary, salary slip, employer proof and income stability may improve approval chances.
Cash salary cases में options limited हो सकते हैं। Bank credit salary, salary slip, employer proof और income stability से approval chances बेहतर होते हैं।
Answer जवाब
Generally, 6 to 12 months bank statement is required. Some loan products may require longer statement period.
सामान्यतः 6 months से 12 months bank statement मांगा जाता है। कुछ loan products में ज्यादा statement भी required हो सकता है।
Answer जवाब
Yes, but repayment capacity is checked based on existing EMI and income. Higher EMI obligations may reduce eligibility.
हाँ, लेकिन existing EMI और income के आधार पर repayment capacity check की जाती है। ज्यादा EMI होने पर eligibility कम हो सकती है।

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