KK Group India Finance

Last Updated 04 July 2026

Applicable For Customers, applicants, partners and service users.

Consent Mode Online, offline, written, digital or implied by service request.

Jurisdiction Bhopal, Madhya Pradesh only.

1 Introduction

This Consent Policy applies to all customers, applicants, borrowers, co-applicants, guarantors, website users, service users, partners, DSA partners, connectors, freelancers, work from home associates, referral partners and any other person who shares information, documents, requests or consent with KKGIF Services Private Limited.

By submitting any enquiry, application, lead, service request, document, payment, communication request, partner registration or form through our website, office, employee, partner, WhatsApp, email, phone call or any other approved channel, you provide consent for processing your information as described in this policy.

Important: Consent is required so that we can assist with loan services, financial services, multi services, documentation support, application processing, customer communication, partner support, payment/refund assistance, compliance and service coordination.

2 Scope of Consent

Your consent may apply to the following activities:

Service Assistance	To understand your requirement and assist in loan services, financial services, multi services, documentation, form filling and application support.
Document Processing	To collect, verify, organize, upload, share and process documents required for the requested service.
Loan Assistance	To share your information and documents with banks, NBFCs, lenders, DSAs, authorized teams or service partners where required for loan processing.
Communication	To contact you through phone call, SMS, WhatsApp, email, website form, notification or other communication channels.
Payment / Refund	To process service payments, receipts, invoices, refund requests, payment verification and transaction support.
Partner Program	To process DSA, connector, freelancer, work from home, referral or partner registration, verification, payout and compliance.
Legal / Compliance	To maintain records, prevent fraud, handle complaints, comply with applicable laws and respond to lawful requests.

3 Information Covered Under Consent

Depending on the service requested, your consent may cover collection and processing of the following information:

Name, father/mother/spouse name, date of birth, gender and contact details.
Mobile number, alternate mobile number, email ID, address and location details.
PAN, Aadhaar, KYC documents, identity proof, address proof and photographs.
Income documents, salary slips, bank statements, ITR, GST, business proof and employment/business details.
Credit profile details, existing loan details, EMI details, obligation details and financial information.
Property documents, business documents, vehicle documents or other service-specific documents.
Payment details, transaction ID, UTR, receipt, invoice, refund details and bank account details.
Partner KYC, bank details, PAN, GST, referral code, payout details and work records.
Device details, IP address, browser details, cookies and website usage data where applicable.

4 How Consent May Be Collected

Consent may be collected through one or more of the following methods:

Website form submission, enquiry form, application form or service request form.
Checkbox, consent button, declaration, OTP verification or digital confirmation.
Email confirmation, WhatsApp confirmation, SMS confirmation or phone call confirmation.
Physical form, signed document, authorization letter, consent form or written request.
Submission of documents or information for a specific service request.
Partner/referral registration form or onboarding form.
Continued use of website or service after reading applicable policy and declaration.

5 Purpose of Consent

Your information may be used for the following purposes:

To contact you and understand your service requirement.
To check basic eligibility, document readiness and application suitability.
To prepare, process, upload or forward application/documents to relevant parties.
To coordinate with lenders, banks, NBFCs, partners, portals, vendors or service providers.
To provide status updates, pending document reminders and customer support.
To process payments, receipts, refunds, invoices and transaction verification.
To prevent fraud, unauthorized collection, fake documents and misuse of services.
To handle complaints, grievance, legal requests, audit, record keeping and compliance.
To improve services, internal training, support quality and operational process.

6 Consent for Loan and Financial Service Processing

If you apply for loan assistance or financial service assistance, you authorize KKGIF Services Private Limited to collect, process, review, store and share your information and documents with relevant banks, NBFCs, lenders, DSAs, verification agencies, credit-related service providers, authorized internal teams and service partners as required for your loan/application process.

You understand that final approval, rejection, sanction amount, interest rate, tenure, disbursement, verification, credit assessment and lender decision are governed by the concerned lender’s policy and not guaranteed by the company.

7 Consent for Credit / Bureau / Verification Checks

Where applicable and legally permitted, you may be required to provide separate or specific consent for credit bureau, credit profile, KYC, income, employment, bank statement, business, property, technical, legal or other verification checks.

Such verification may be carried out by the concerned lender, bank, NBFC, portal, verification agency or authorized service provider as per their own process and applicable rules. KKGIF Services Private Limited may assist in coordinating such verification but does not control final verification outcome.

8 Consent for Communication

By submitting an enquiry or service request, you consent to receive communication from KKGIF Services Private Limited, its employees, authorized partners or service support team through phone call, SMS, WhatsApp, email, notification, website form, or other communication channels.

Service updates and application status.
Document requirement and pending information reminders.
Payment, receipt, refund and transaction communication.
Complaint, grievance and customer support communication.
Service information, offers, awareness messages and follow-up communication.

9 Consent for WhatsApp, Calls and Digital Communication

You agree that our team may communicate with you through WhatsApp, phone call, SMS or email for faster service support. Messages may include document checklist, application status, service links, payment reminders, support updates, partner communication or follow-up messages.

You should not share OTP, UPI PIN, ATM PIN, card CVV, net banking password or confidential credentials with anyone. KKGIF Services Private Limited will never ask you to share such sensitive credentials for service processing.

10 Consent for Multi Services and Online Application Support

For multi services, online forms, documentation support, certificate/application assistance, bill/payment support, digital services or portal-based services, you consent to our team collecting and using your information/documents for form filling, document upload, application support, status tracking and service coordination.

You understand that final approval, rejection, delivery, correction, document issuance or service outcome may depend on the concerned portal, government department, vendor, authority, payment gateway or third-party service provider.

11 Partner, DSA, Connector, Freelancer and Referral Consent

If you join as a DSA partner, connector, freelancer, work from home associate, referral partner or service partner, you consent to collection, verification and processing of your identity, contact, KYC, bank, tax, work, referral, payout and compliance details.

Partner onboarding and verification.
Lead tracking, referral code/link management and work reporting.
Payout calculation, tax/TDS compliance, bank verification and payment processing.
Complaint handling, fraud prevention and partner conduct review.
Training, communication, task allocation and performance review.

12 Sharing of Information

Your information may be shared only when required for service, compliance, verification or support purposes, including:

Banks, NBFCs, lenders and financial institutions.
DSA/channel partners, authorized employees and service support teams.
Verification agencies, credit-related service providers and document processing partners.
Payment gateways, banks, refund/payment processors and accounting support.
Government portals, private portals, vendors and third-party service providers.
Legal, audit, compliance, grievance, fraud prevention or regulatory purposes.

13 Consent for Cookies and Website Tracking

Our website may use cookies, basic tracking tools, analytics or technical information to improve website performance, remember preferences, understand page usage, improve security and support user experience.

You may manage cookies through your browser settings. Blocking cookies may affect some website features or user experience.

14 Withdrawal of Consent

You may withdraw your consent for future processing by contacting us through official email or support channels. After consent withdrawal, we may stop further processing where possible and legally permitted.

However, withdrawal of consent may affect our ability to continue service assistance, application processing, loan coordination, refund support, complaint handling, partner payout or any related service. Some information may continue to be retained where required for legal, regulatory, audit, accounting, dispute, fraud prevention or record-keeping purposes.

15 Correction, Update and Deletion Request

You may request correction, update or deletion of your personal information by contacting us. Such request will be reviewed according to identity verification, service status, legal requirements, record retention needs and applicable policy.

Incorrect mobile, email or address details may be corrected after verification.
Incomplete records may be updated based on valid documents.
Deletion request may be limited if records are needed for legal, audit, dispute, fraud prevention or service record purposes.

16 Consent Validity and Retention

Consent may remain valid for the duration required to process your service request, maintain communication, complete application, provide support, process payment/refund, handle complaint, meet legal obligations and maintain necessary records.

We may retain records for reasonable period as required for service history, audit, compliance, complaint resolution, fraud prevention, accounting and legal purposes.

17 Consent for Minors or Third-Party Applicants

If information relates to a minor, dependent person, co-applicant, guarantor, family member, employee, customer, business owner or third party, the person submitting such information confirms that they have lawful authority, consent or permission to share such information for the requested service.

The company may ask for additional confirmation, authorization or documents where required.

18 Accuracy of Information

The user, customer, applicant or partner is responsible for providing accurate, complete, genuine and updated information/documents. Submitting false, forged, edited, incomplete or misleading information may lead to service rejection, complaint, payout hold, termination, fraud reporting or legal action.

19 Security and Confidentiality

We take reasonable measures to protect personal information, documents and service records from unauthorized access, misuse, loss, alteration or disclosure. However, no digital or communication system can be guaranteed 100% secure.

Customers and partners must also protect their own documents, passwords, OTPs, devices, emails and communication accounts.

20 Fraud Prevention Consent

You consent that KKGIF Services Private Limited may verify details, review documents, maintain service records, investigate suspicious activity, report fake documents, prevent unauthorized collection and take necessary action to protect customers, partners and company interests.

21 No Guarantee by Consent

Providing consent, submitting documents, paying service charges, registering as a partner or submitting an application does not guarantee loan approval, service approval, disbursement, refund, payout, income, benefit, certificate issuance, final delivery or any specific outcome.

Final outcomes may depend on lenders, banks, NBFCs, authorities, portals, payment gateways, vendors or third-party service providers.

22 Policy Updates

KKGIF Services Private Limited may update, modify or revise this Consent Policy from time to time. The updated policy will be effective from the date it is published on the website. Users are advised to review this page periodically.

23 Jurisdiction

Any dispute, claim or legal proceeding arising out of or related to this Consent Policy, consent given, consent withdrawal, data processing, service request, loan assistance, partner program, payment, refund, communication or document handling shall be subject to the jurisdiction of competent courts/authorities at Bhopal, Madhya Pradesh only.

24 Contact Details

For consent withdrawal, data correction, privacy request, complaint or clarification, please contact us:

Company Name KKGIF Services Private Limited

Policy Type Consent Policy

Email kkgroupindia.info@gmail.com

Phone 0755-4372279

Website www.kkgroupindiafinance.in

Jurisdiction Bhopal, Madhya Pradesh

1 परिचय

यह Consent Policy सभी customers, applicants, borrowers, co-applicants, guarantors, website users, service users, partners, DSA partners, connectors, freelancers, work from home associates, referral partners और उन सभी व्यक्तियों पर लागू होती है जो KKGIF Services Private Limited को information, documents, request या consent देते हैं।

Website, office, employee, partner, WhatsApp, email, phone call या किसी approved channel से enquiry, application, lead, service request, document, payment, communication request, partner registration या form submit करके आप इस policy में बताए गए तरीके से अपनी information process करने की consent देते हैं।

महत्वपूर्ण: Consent इसलिए आवश्यक है ताकि हम loan services, financial services, multi services, documentation support, application processing, customer communication, partner support, payment/refund assistance, compliance और service coordination में सहायता कर सकें।

2 Consent का दायरा

आपकी consent निम्न activities पर लागू हो सकती है:

Service Assistance	आपकी requirement समझने और loan services, financial services, multi services, documentation, form filling और application support में सहायता करने के लिए।
Document Processing	Requested service के लिए documents collect, verify, organize, upload, share और process करने के लिए।
Loan Assistance	Loan processing के लिए जहां आवश्यक हो, banks, NBFCs, lenders, DSAs, authorized teams या service partners के साथ information और documents share करने के लिए।
Communication	Phone call, SMS, WhatsApp, email, website form, notification या अन्य communication channels से संपर्क करने के लिए।
Payment / Refund	Service payments, receipts, invoices, refund requests, payment verification और transaction support के लिए।
Partner Program	DSA, connector, freelancer, work from home, referral या partner registration, verification, payout और compliance के लिए।
Legal / Compliance	Records maintain करने, fraud prevention, complaints handle करने, applicable laws का पालन करने और lawful requests का response देने के लिए।

3 Consent में शामिल जानकारी

Requested service के अनुसार आपकी consent निम्न information के collection और processing को cover कर सकती है:

नाम, पिता/माता/पति-पत्नी का नाम, date of birth, gender और contact details.
Mobile number, alternate mobile number, email ID, address और location details.
PAN, Aadhaar, KYC documents, identity proof, address proof और photographs.
Income documents, salary slips, bank statements, ITR, GST, business proof और employment/business details.
Credit profile details, existing loan details, EMI details, obligation details और financial information.
Property documents, business documents, vehicle documents या अन्य service-specific documents.
Payment details, transaction ID, UTR, receipt, invoice, refund details और bank account details.
Partner KYC, bank details, PAN, GST, referral code, payout details और work records.
Device details, IP address, browser details, cookies और website usage data जहां applicable हो।

4 Consent कैसे ली जा सकती है

Consent निम्न तरीकों से ली जा सकती है:

Website form submission, enquiry form, application form या service request form.
Checkbox, consent button, declaration, OTP verification या digital confirmation.
Email confirmation, WhatsApp confirmation, SMS confirmation या phone call confirmation.
Physical form, signed document, authorization letter, consent form या written request.
Specific service request के लिए documents या information submit करना।
Partner/referral registration form या onboarding form.
Applicable policy और declaration पढ़ने के बाद website या service का continued use.

5 Consent का उद्देश्य

आपकी information का उपयोग निम्न purposes के लिए किया जा सकता है:

आपसे संपर्क करने और service requirement समझने के लिए।
Basic eligibility, document readiness और application suitability check करने के लिए।
Application/documents prepare, process, upload या forward करने के लिए।
Lenders, banks, NBFCs, partners, portals, vendors या service providers से coordination के लिए।
Status updates, pending document reminders और customer support देने के लिए।
Payments, receipts, refunds, invoices और transaction verification process करने के लिए।
Fraud, unauthorized collection, fake documents और service misuse रोकने के लिए।
Complaints, grievance, legal requests, audit, record keeping और compliance handle करने के लिए।
Services, internal training, support quality और operational process improve करने के लिए।

6 Loan और Financial Service Processing की Consent

यदि आप loan assistance या financial service assistance के लिए apply करते हैं, तो आप KKGIF Services Private Limited को अपनी information और documents collect, process, review, store और relevant banks, NBFCs, lenders, DSAs, verification agencies, credit-related service providers, authorized internal teams और service partners के साथ share करने की अनुमति देते हैं, जहां loan/application process के लिए आवश्यक हो।

आप समझते हैं कि final approval, rejection, sanction amount, interest rate, tenure, disbursement, verification, credit assessment और lender decision concerned lender की policy पर निर्भर होता है और company इसकी guarantee नहीं देती।

7 Credit / Bureau / Verification Checks की Consent

जहां applicable और legally permitted हो, credit bureau, credit profile, KYC, income, employment, bank statement, business, property, technical, legal या अन्य verification checks के लिए separate या specific consent required हो सकती है।

ऐसी verification concerned lender, bank, NBFC, portal, verification agency या authorized service provider द्वारा उनके process और applicable rules के अनुसार की जा सकती है। KKGIF Services Private Limited coordination में सहायता कर सकती है, लेकिन final verification outcome control नहीं करती।

8 Communication की Consent

Enquiry या service request submit करके आप KKGIF Services Private Limited, उसके employees, authorized partners या service support team से phone call, SMS, WhatsApp, email, notification, website form या अन्य communication channels के माध्यम से communication receive करने की consent देते हैं।

Service updates और application status.
Document requirement और pending information reminders.
Payment, receipt, refund और transaction communication.
Complaint, grievance और customer support communication.
Service information, offers, awareness messages और follow-up communication.

9 WhatsApp, Calls और Digital Communication की Consent

आप सहमत हैं कि हमारी team faster service support के लिए WhatsApp, phone call, SMS या email से contact कर सकती है। Messages में document checklist, application status, service links, payment reminders, support updates, partner communication या follow-up messages शामिल हो सकते हैं।

आप OTP, UPI PIN, ATM PIN, card CVV, net banking password या confidential credentials किसी के साथ share न करें। KKGIF Services Private Limited service processing के लिए ऐसी sensitive credentials कभी नहीं मांगती।

10 Multi Services और Online Application Support की Consent

Multi services, online forms, documentation support, certificate/application assistance, bill/payment support, digital services या portal-based services के लिए आप हमारी team को form filling, document upload, application support, status tracking और service coordination के लिए information/documents use करने की consent देते हैं।

आप समझते हैं कि final approval, rejection, delivery, correction, document issuance या service outcome concerned portal, government department, vendor, authority, payment gateway या third-party service provider पर निर्भर हो सकता है।

11 Partner, DSA, Connector, Freelancer और Referral Consent

यदि आप DSA partner, connector, freelancer, work from home associate, referral partner या service partner के रूप में जुड़ते हैं, तो आप अपनी identity, contact, KYC, bank, tax, work, referral, payout और compliance details के collection, verification और processing की consent देते हैं।

Partner onboarding और verification.
Lead tracking, referral code/link management और work reporting.
Payout calculation, tax/TDS compliance, bank verification और payment processing.
Complaint handling, fraud prevention और partner conduct review.
Training, communication, task allocation और performance review.

12 Information Sharing

आपकी information केवल service, compliance, verification या support purpose के लिए जहां आवश्यक हो, share की जा सकती है:

Banks, NBFCs, lenders और financial institutions.
DSA/channel partners, authorized employees और service support teams.
Verification agencies, credit-related service providers और document processing partners.
Payment gateways, banks, refund/payment processors और accounting support.
Government portals, private portals, vendors और third-party service providers.
Legal, audit, compliance, grievance, fraud prevention या regulatory purposes.

13 Cookies और Website Tracking की Consent

हमारी website cookies, basic tracking tools, analytics या technical information का उपयोग website performance improve करने, preferences याद रखने, page usage समझने, security improve करने और user experience support करने के लिए कर सकती है।

आप browser settings से cookies manage कर सकते हैं। Cookies block करने से कुछ website features या user experience प्रभावित हो सकता है।

14 Consent Withdrawal

आप official email या support channels के माध्यम से future processing के लिए अपनी consent withdraw कर सकते हैं। Consent withdrawal के बाद हम जहां संभव और legally permitted हो, आगे की processing रोक सकते हैं।

हालांकि, consent withdrawal से service assistance, application processing, loan coordination, refund support, complaint handling, partner payout या related service जारी रखने की हमारी क्षमता प्रभावित हो सकती है। कुछ information legal, regulatory, audit, accounting, dispute, fraud prevention या record-keeping purposes के लिए retain की जा सकती है।

15 Correction, Update और Deletion Request

आप अपनी personal information correction, update या deletion के लिए हमसे संपर्क कर सकते हैं। ऐसी request identity verification, service status, legal requirements, record retention needs और applicable policy के अनुसार review की जाएगी।

Incorrect mobile, email या address details verification के बाद correct की जा सकती हैं।
Incomplete records valid documents के आधार पर update किए जा सकते हैं।
Deletion request limited हो सकती है यदि records legal, audit, dispute, fraud prevention या service record purposes के लिए required हों।

16 Consent Validity और Retention

Consent service request process करने, communication maintain करने, application complete करने, support provide करने, payment/refund process करने, complaint handle करने, legal obligations meet करने और necessary records maintain करने की अवधि तक valid रह सकती है।

हम service history, audit, compliance, complaint resolution, fraud prevention, accounting और legal purposes के लिए reasonable period तक records retain कर सकते हैं।

17 Minors या Third-Party Applicants की Consent

यदि information किसी minor, dependent person, co-applicant, guarantor, family member, employee, customer, business owner या third party से संबंधित है, तो information submit करने वाला व्यक्ति confirm करता है कि उसके पास ऐसी information share करने की lawful authority, consent या permission है।

Company जहां required हो, additional confirmation, authorization या documents मांग सकती है।

18 Information की Accuracy

User, customer, applicant या partner accurate, complete, genuine और updated information/documents देने के लिए जिम्मेदार है। False, forged, edited, incomplete या misleading information submit करने पर service rejection, complaint, payout hold, termination, fraud reporting या legal action हो सकता है।

19 Security और Confidentiality

हम personal information, documents और service records को unauthorized access, misuse, loss, alteration या disclosure से protect करने के लिए reasonable measures अपनाते हैं। हालांकि कोई भी digital या communication system 100% secure guarantee नहीं किया जा सकता।

Customers और partners को अपने documents, passwords, OTPs, devices, emails और communication accounts की security भी maintain करनी चाहिए।

20 Fraud Prevention Consent

आप consent देते हैं कि KKGIF Services Private Limited details verify कर सकती है, documents review कर सकती है, service records maintain कर सकती है, suspicious activity investigate कर सकती है, fake documents report कर सकती है, unauthorized collection prevent कर सकती है और customers, partners तथा company interests protect करने के लिए जरूरी action ले सकती है।

21 Consent से Guarantee नहीं मिलती

Consent देना, documents submit करना, service charges pay करना, partner के रूप में register करना या application submit करना loan approval, service approval, disbursement, refund, payout, income, benefit, certificate issuance, final delivery या किसी specific outcome की guarantee नहीं है।

Final outcomes lenders, banks, NBFCs, authorities, portals, payment gateways, vendors या third-party service providers पर depend कर सकते हैं।

22 Policy Updates

KKGIF Services Private Limited इस Consent Policy को समय-समय पर update, modify या revise कर सकती है। Updated policy website पर publish होने की date से effective मानी जाएगी। Users को इस page को periodically review करने की सलाह दी जाती है।

23 न्यायक्षेत्र

इस Consent Policy, दी गई consent, consent withdrawal, data processing, service request, loan assistance, partner program, payment, refund, communication या document handling से उत्पन्न किसी भी विवाद, दावे या कानूनी कार्यवाही की स्थिति में न्यायक्षेत्र केवल भोपाल, मध्य प्रदेश के सक्षम न्यायालयों/प्राधिकारियों का होगा।

24 संपर्क विवरण

Consent withdrawal, data correction, privacy request, complaint या clarification के लिए कृपया संपर्क करें:

Company Name KKGIF Services Private Limited

Policy Type Consent Policy

Email kkgroupindia.info@gmail.com

Phone 0755-4372279

Website www.kkgroupindiafinance.in

न्यायक्षेत्र भोपाल, मध्य प्रदेश

Consent Policy

1 Introduction

2 Scope of Consent

3 Information Covered Under Consent

4 How Consent May Be Collected

5 Purpose of Consent

6 Consent for Loan and Financial Service Processing

7 Consent for Credit / Bureau / Verification Checks

8 Consent for Communication

9 Consent for WhatsApp, Calls and Digital Communication

10 Consent for Multi Services and Online Application Support

11 Partner, DSA, Connector, Freelancer and Referral Consent

12 Sharing of Information

13 Consent for Cookies and Website Tracking

14 Withdrawal of Consent

15 Correction, Update and Deletion Request

16 Consent Validity and Retention

17 Consent for Minors or Third-Party Applicants

18 Accuracy of Information

19 Security and Confidentiality

20 Fraud Prevention Consent

21 No Guarantee by Consent

22 Policy Updates

23 Jurisdiction

Consent Declaration

24 Contact Details

1 परिचय

2 Consent का दायरा

3 Consent में शामिल जानकारी

4 Consent कैसे ली जा सकती है

5 Consent का उद्देश्य

6 Loan और Financial Service Processing की Consent

7 Credit / Bureau / Verification Checks की Consent

8 Communication की Consent

9 WhatsApp, Calls और Digital Communication की Consent

10 Multi Services और Online Application Support की Consent

11 Partner, DSA, Connector, Freelancer और Referral Consent

12 Information Sharing

13 Cookies और Website Tracking की Consent

14 Consent Withdrawal

15 Correction, Update और Deletion Request

16 Consent Validity और Retention

17 Minors या Third-Party Applicants की Consent

18 Information की Accuracy

19 Security और Confidentiality

20 Fraud Prevention Consent

21 Consent से Guarantee नहीं मिलती

22 Policy Updates

23 न्यायक्षेत्र

Consent Declaration

24 संपर्क विवरण