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Frequently Asked Questions अक्सर पूछे जाने वाले सवाल

Get simple answers for common questions related to loan, finance, documents and multiple services. Find guidance for eligibility, documents, process, CIBIL, ITR, GST and customer support. Loan, finance, documents और multiple services से जुड़े common सवालों के आसान जवाब। यहां आपको eligibility, documents, process, CIBIL, ITR, GST और customer support से जुड़ी जानकारी मिलेगी।

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FAQ Answers FAQ जवाब

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Answer जवाब
We provide application assistance for personal loan, business loan, home loan, loan against property, vehicle loan, MSME loan and other finance products.
हम personal loan, business loan, home loan, loan against property, vehicle loan, MSME loan और अन्य finance products में application assistance provide करते हैं।
Answer जवाब
No. We provide assistance for loan application, eligibility checking, documentation and lender process. Final loan approval depends on the policy of the bank, NBFC or lender.
नहीं, हम loan application, eligibility checking, documentation और lender process में assistance provide करते हैं। Final loan approval bank/NBFC/lender की policy पर depend करता है।
Answer जवाब
No. Loan approval is not guaranteed. Approval depends on income, CIBIL score, documents, repayment capacity and lender policy.
नहीं, loan approval guaranteed नहीं होता। Approval applicant की income, CIBIL score, documents, repayment capacity और lender policy पर depend करता है।
Answer जवाब
Generally, Aadhaar Card, PAN Card, bank statement, income proof, salary slip or ITR, address proof, photograph and business documents may be required.
सामान्यतः Aadhaar Card, PAN Card, bank statement, income proof, salary slip/ITR, address proof, photo और business documents की जरूरत हो सकती है।
Answer जवाब
Personal loan eligibility depends on age, monthly income, job stability, CIBIL score, existing EMI and lender policy.
Personal loan eligibility age, monthly income, job stability, CIBIL score, existing EMI और lender policy के आधार पर तय होती है।
Answer जवाब
Proprietor, partnership firm, private limited company, shop owner, trader, manufacturer, service provider and self-employed professional may apply.
Proprietor, partnership firm, private limited company, shop owner, trader, manufacturer, service provider और self-employed professional apply कर सकते हैं।
Answer जवाब
In some cases, limited options may be available, but most lenders ask for ITR, bank statement and business proof for business loan.
कुछ cases में limited options available हो सकते हैं, लेकिन अधिकतर lenders business loan के लिए ITR, bank statement और business proof मांगते हैं।
Answer जवाब
Approval may be difficult with a low CIBIL score. Still, options can be checked based on income, banking, collateral, guarantor or co-applicant profile.
Low CIBIL होने पर approval difficult हो सकता है। फिर भी income, banking, collateral, guarantor या co-applicant profile के आधार पर options check किए जा सकते हैं।
Answer जवाब
Most lenders prefer a good CIBIL score. Generally, 700 or above is considered better, but final decision depends on lender policy.
अधिकतर lenders अच्छा CIBIL score prefer करते हैं। सामान्यतः 700 या उससे ऊपर score बेहतर माना जाता है, लेकिन final decision lender policy पर depend करता है।
Answer जवाब
Yes, we can assist customers with credit report understanding, score improvement guidance and loan eligibility review.
हाँ, हम customer को credit report understanding, score improvement guidance और loan eligibility review में सहायता कर सकते हैं।
Answer जवाब
Processing time depends on loan type, documents, bank/NBFC verification and applicant profile. Complete documents can help speed up the process.
Processing time loan type, documents, bank/NBFC verification और applicant profile पर depend करता है। Complete documents होने पर process जल्दी हो सकता है।
Answer जवाब
Loan amount depends on income, repayment capacity, credit score, business turnover, collateral value and lender policy.
Loan amount applicant की income, repayment capacity, credit score, business turnover, collateral value और lender policy के आधार पर तय होता है।
Answer जवाब
Interest rate may vary according to lender, loan type, applicant profile, CIBIL score, income and tenure.
Interest rate lender, loan type, applicant profile, CIBIL score, income और tenure के अनुसार अलग-अलग हो सकता है।
Answer जवाब
Yes, many banks and NBFCs charge loan processing fee. The fee may vary according to loan type and lender policy.
हाँ, कई banks/NBFCs loan processing fee लेते हैं। Fee loan type और lender policy के अनुसार अलग-अलग हो सकती है।
Answer जवाब
Sometimes the lender may share rejection reason such as low CIBIL, insufficient income, document mismatch, high obligations or policy mismatch.
कई बार lender rejection reason share कर सकता है, जैसे low CIBIL, insufficient income, document mismatch, high obligations या policy mismatch।
Answer जवाब
Yes, a salaried person can apply for personal loan, home loan, vehicle loan and other loan products.
हाँ, salaried person personal loan, home loan, vehicle loan और अन्य loan products के लिए apply कर सकता है।
Answer जवाब
Yes, a self-employed person can apply for business loan, personal loan, LAP, MSME loan and other products.
हाँ, self-employed person business loan, personal loan, LAP, MSME loan और अन्य products के लिए apply कर सकता है।
Answer जवाब
Cash salary cases may have limited options. Bank credit salary, salary slip, employer proof and income stability may improve approval chances.
Cash salary cases में options limited हो सकते हैं। Bank credit salary, salary slip, employer proof और income stability से approval chances बेहतर होते हैं।
Answer जवाब
Generally, 6 to 12 months bank statement is required. Some loan products may require longer statement period.
सामान्यतः 6 months से 12 months bank statement मांगा जाता है। कुछ loan products में ज्यादा statement भी required हो सकता है।
Answer जवाब
Yes, but repayment capacity is checked based on existing EMI and income. Higher EMI obligations may reduce eligibility.
हाँ, लेकिन existing EMI और income के आधार पर repayment capacity check की जाती है। ज्यादा EMI होने पर eligibility कम हो सकती है।
Answer जवाब
Yes, for a suitable profile, assistance can be provided for transferring an existing loan to another lender or checking top-up loan options.
हाँ, suitable profile होने पर existing loan को दूसरे lender में transfer करने या top-up loan options देखने में assistance दी जा सकती है।
Answer जवाब
Yes, document and application support can be provided for home loan, plot loan, construction loan and home loan balance transfer.
हाँ, home loan, plot loan, construction loan और home loan balance transfer में document और application support provide किया जा सकता है।
Answer जवाब
In Loan Against Property, the applicant can obtain a loan by keeping residential or commercial property as security.
Loan Against Property में applicant अपनी residential या commercial property को security के रूप में रखकर loan प्राप्त कर सकता है।
Answer जवाब
Personal loan and some business loans can be unsecured, which means collateral may not be required. Eligibility and lender policy are important.
Personal loan और कुछ business loan unsecured हो सकते हैं, यानी collateral की जरूरत नहीं होती। लेकिन eligibility और lender policy important होती है।
Answer जवाब
Guarantor is not required in every loan. In some cases such as weak profile, low income or business loan, guarantor/co-applicant may be required.
हर loan में guarantor जरूरी नहीं होता। कुछ cases में weak profile, low income या business loan में guarantor/co-applicant मांगा जा सकता है।
Answer जवाब
Yes, many lenders provide loan options for women entrepreneurs, salaried women and self-employed women.
हाँ, women entrepreneurs, salaried women और self-employed women के लिए कई lenders loan options provide करते हैं।
Answer जवाब
Many lenders prefer Udyam Registration in MSME loan. It helps verify business identity and MSME category.
कई lenders MSME loan में Udyam Registration prefer करते हैं। इससे business identity और MSME category verify करने में help मिलती है।
Answer जवाब
Some lenders provide loan products for pensioners. Eligibility depends on pension amount, age and bank policy.
कुछ lenders pensioners के लिए loan products provide करते हैं। Eligibility pension amount, age और bank policy पर depend करती है।
Answer जवाब
Education loan or student-related finance assistance depends on lender policy and applicant/co-applicant profile.
Education loan या student-related finance assistance availability lender policy और applicant/co-applicant profile पर depend करती है।
Answer जवाब
Tenure depends on loan product and lender policy. Personal loan may have shorter tenure, while home loan/LAP may have longer tenure.
Tenure loan product और lender policy पर depend करता है। Personal loan में कम tenure और home loan/LAP में लंबा tenure हो सकता है।
Answer जवाब
Yes, we can provide guidance and documentation support related to Udyam Registration.
हाँ, हम Udyam Registration related guidance और documentation support provide कर सकते हैं।
Answer जवाब
Yes, assistance can be provided for GST registration, GST document collection and basic filing support.
हाँ, GST registration, GST document collection और basic filing support के लिए assistance provide की जा सकती है।
Answer जवाब
Yes, ITR filing related support may be available for salaried, self-employed and business persons.
हाँ, salaried, self-employed और business persons के लिए ITR filing related support available हो सकता है।
Answer जवाब
Yes, assistance can be provided for PAN application, correction and related documentation support.
हाँ, PAN application, correction और related documentation support में सहायता दी जा सकती है।
Answer जवाब
Yes, support can be provided for business proof, registration documents, GST, Udyam, bank statement, ITR and loan file preparation.
हाँ, business proof, registration documents, GST, Udyam, bank statement, ITR और loan file preparation में support दिया जा सकता है।
Answer जवाब
Insurance related assistance may be provided as per service availability. Final policy terms depend on the insurance company.
Service availability के अनुसार insurance related assistance provide की जा सकती है। Final policy terms insurance company पर depend करते हैं।
Answer जवाब
Yes, documents can be uploaded online or submitted to an authorized representative as per available portal/process.
हाँ, available portal/process के अनुसार documents online upload या authorized representative को submit किए जा सकते हैं।
Answer जवाब
Yes, we can assist in reviewing submitted documents according to application requirements.
हाँ, हम submitted documents को application requirement के अनुसार review करने में assistance provide कर सकते हैं।
Answer जवाब
Yes, we can support the applicant’s loan file with required documents, application details and basic eligibility review.
हाँ, हम applicant की loan file में required documents, application details और basic eligibility review के साथ support provide कर सकते हैं।
Answer जवाब
Yes, after improving the rejection reason, a file can be submitted again, such as CIBIL improvement, income proof update or document correction.
हाँ, rejection reason improve होने के बाद file दोबारा submit की जा सकती है। जैसे CIBIL improvement, income proof update या document correction।
Answer जवाब
Yes, customers can submit their requirement through online enquiry form or service request.
हाँ, customer online enquiry form या service request के माध्यम से अपनी requirement submit कर सकता है।
Answer जवाब
Our team checks the applicant’s requirement, documents and eligibility, then contacts for the next process.
हमारी team applicant की requirement, documents और eligibility check करके आगे की process के लिए contact करती है।
Answer जवाब
Some services may be processed online, but office visit or field verification may be required as per verification, document signing or lender requirement.
कुछ services online process हो सकती हैं, लेकिन verification, document signing या lender requirement के अनुसार office visit या field verification जरूरी हो सकता है।
Answer जवाब
Yes, rural and semi-urban applicants can also apply as per service availability and lender geo policy.
हाँ, service availability और lender geo policy के अनुसार rural और semi-urban applicants भी apply कर सकते हैं।
Answer जवाब
Service availability depends on lender, branch, state, district and pincode serviceability.
Service availability lender, branch, state, district और pincode serviceability पर depend करती है।
Answer जवाब
We use customer documents for service processing purpose and try to process them with secure handling.
हम customer documents को service processing purpose के लिए use करते हैं और secure handling के साथ process करने का प्रयास करते हैं।
Answer जवाब
Yes, estimated EMI calculation can be done based on loan amount, interest rate and tenure.
हाँ, estimated EMI calculation loan amount, interest rate और tenure के आधार पर की जा सकती है।
Answer जवाब
Many lenders allow prepayment/foreclosure, but charges and lock-in period may apply as per lender policy.
कई lenders prepayment/foreclosure allow करते हैं, लेकिन charges और lock-in period lender policy के अनुसार हो सकते हैं।
Answer जवाब
Service charges may apply according to service type, documentation work, processing support or agreement terms. Charges are informed to the customer beforehand.
Service charges service type, documentation work, processing support या agreement terms के अनुसार apply हो सकते हैं। Customer को charges की जानकारी पहले दी जाती है।
Answer जवाब
Customers can submit their requirement through website enquiry form, phone call, email or office visit. Our team assists in the next process.
Customer website enquiry form, phone call, email या office visit के माध्यम से अपनी requirement submit कर सकता है। हमारी team आगे की process में assistance करती है।

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