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Professional Loan

Professional loans are specifically for a wide range of professionals including doctors, chartered accountants, engineers, and other working professionals. These are unsecured loans that do not require any collateral. Business loans are for individuals to meet their financial needs, expand their practice, start a business, or manage other professional and personal finances. These loans offer flexible repayment terms and quick access to funds, allowing professionals to focus on their career growth without worrying about financial constraints.

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Acceptance Criteria

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  • Professional Qualification: Applicants must provide proof of their recognized qualifications in their respective fields.
  • Doctor: Medical degree and relevant certifications.
  • Accountant: CPA certification or equivalent.
  • Engineers: Relevant engineering degree and professional license.
  • Proof of Professional Practice: Document that verifies current and active practice in the profession.
  • Professional registration or license.
  • Membership in relevant professional associations or bodies.
Loan Amount Offer
Minimum Amount : 100,000.00
Maximum Amount : 75 Lakhs
Rate of Interest(%)
Minimum ROI Start From : 11.49 % P.A.
Maximum ROI : 14.50 % P.A.
Tenure
Minimum Tenures : 06 Months
Maximum Tenure : 60 Months
Documents Required for Loan

Self Individual/ Salaried Employee & Company/ Firm

  • PAN Card: For Company/ Firm/ Individual
  • Identity Proof: Copy of Aadhaar Card/ Passport/ Voters ID card/ Driving License/ PAN Pan Card
  • Address Proof: Copy of Aadhaar Card/ Passport/ Voters ID Card/ Driving License
  • Tax Returns: Income Tax Returns (ITR) of the last 2 years. 
  • Bank Statements: Last 6 Months
  • Salary Slip: Last 3 months for salaried professionals (if Available) 
  • Live Photo: A current photo of the applicant

 

Other Mandatory Documents: For Company/ Firm

  • Company Certificates: CRC Certificate, TAN Certificate, Company PAN Card, Directors DIN Certificate, Board Resolutions, Shareholding Pattern etc.
  • Sole Proprietary Firm: Trade License, Shop Act, GSTN Certificate, Food License, Business License, MSME Certificate, etc.
  • Income Proof: Last 2 years financial return (ITR), GST Return (3RB)  
Golden Features and Benifits
  • No collateral required as it is an unsecured loan.
  • Quick processing with minimal documentation.
  • Easy application process with quick disbursement.
  • No restrictions on the end-use of funds.
  • Supports career or business growth through funding.
  • Improves cash flow during emergencies or slow periods.