☰
Mortgage BT & Top-Up Loan

Do you have an existing Loan Against Property (LAP) with high interest rates? Why pay more when you can pay less? A Mortgage Loan Balance Transfer lets you move your loan to a new lender offering lower interest rates, reduced EMIs, and flexible repayment options. Plus, you can get a Top-Up Loan to access extra funds for business growth, home renovation, education, or any personal need.

Whether your property is residential or commercial, this smart financial move can help you save big while securing additional funds to meet your goals!

Apply Now
Loan Image

Acceptance Criteria

Check Eligibility Now

Age – 21 to 65 years (varies by lender).
Stable Income – Salaried & self-employed individuals with a steady financial background.
Loan Repayment History – A good track record of EMI payments.
Minimum Loan Balance – At least ? 3 lakh outstanding loan amount (varies by lender).
Property Type – Residential, commercial, or industrial properties accepted.
Remaining Loan Tenure – Minimum 12 months left on the existing loan.
Good Credit Score – Preferably 700+ for better loan offers.

Loan Amount Offer
Loan Amount Up to - 200 crore
Rate of Interest(%)
ROI Start From % : 10.50 p.a. to 16.00 p.a.
Tenure
Tenure : 5 Y to 15 Yeras
Documents Required for Loan

For Salaried Employee & Individual

KYC Documents – Aadhaar, PAN, Voter ID, or Passport.
Income Proof – Latest 3 months’ salary slips & Form 16.
Bank Statements – Last 6 months' salary account statements.
Existing Loan Documents – Sanction letter, outstanding balance statement, and repayment history.
Property Papers – Sale deed, agreement, and latest property tax receipt.

For Self-Employed Individuals & Compnay 

Business Proof – GST certificate, trade license, or registration certificate.
Financial Documents – Last 2 years’ ITR, profit & loss statement, and balance sheet.
Bank Statements – Last 6-12 months’ business account statements.
Existing Loan Details – Loan sanction letter and repayment track record.
Property Papers – Sale deed, agreement, and latest property tax receipt.

Golden Features and Benifits

Lower Interest Rates – Reduce your financial burden and save on interest costs.
Lower EMIs – More affordable monthly payments, improving your cash flow.
Flexible Loan Tenure – Choose between longer tenure for lower EMIs or shorter tenure to close the loan faster.
Top-Up Loan Facility – Get extra funds instantly for business expansion, home improvement, medical emergencies, or personal use.
High Loan Amount – Avail up to 75% of your property’s market value.
Quick & Hassle-Free Processing – Minimal paperwork with fast approvals and disbursals.
Available for Residential & Commercial Properties – Whether your property is for living or business, you can transfer the loan easily.
Zero Foreclosure Charges – No penalties on prepayment for floating rate loans.
Better Loan Terms & Services – Enjoy enhanced customer support, flexible repayment options, and improved financial management.