Instant Loan

An Instant Personal Loan is a type of quick loan designed to meet short-term and urgent financial needs. It is easy to obtain, provided the borrower has a high credit score, ensuring faster approval and disbursement of funds. Individuals often opt for instant personal loans during emergency situations, such as for paying EMIs, electricity bills, credit card dues, house rent, tuition fees, or other immediate financial obligations. This loan offers convenience and speed, making it an ideal solution for those needing funds quickly.

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Acceptance Criteria

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Age:
The applicant must typically be between 21 and 60 years old

Income:
A stable and regular source of income is required.
Minimum monthly income criteria may apply (e.g., ?15,000–?25,000 depending on the lender).

Employment Status:
Salaried individuals must have at least 6 months of continuous employment.
Self-employed individuals should have a minimum operational history of 2–3 years.

Credit Score:
A credit score of 750 or above is generally preferred.

Geographical Location:
The applicant must reside in a location serviced by the lender.

Loan Amount Offer
Minimum Amount : 30,000.00
Maximum Amount : 10 Lakhs
Rate of Interest(%)
Minimum ROI Start From : 14 % P.A.
Maximum ROI : 28 % P.A.
Tenure
Minimum Tenures : 06 Months
Maximum Tenure : 36 Months
Documents Required for Loan

KYC Documents:
1. Valid ID proof (e.g., Aadhaar, PAN card).
2. Address proof (e.g., Utility Bills, Rent Agreement).
3. Recent photograph.

Monthly Income Proof:
1. Last 3 Months Salary Slip 
2. Job ID Card

Bank Statements:
Last 3–6 months' bank statements to verify income and spending habits.

Golden Features and Benifits
  • Flexible Loan Amount
  • Quick Eligibility Check
  • Instant & Quick Approval
  • Collateral Free 
  • Affordable Interest Rate
  • Completely Paperless Process
  • Flexible Repayment Term
  • 24-hour Disbursal
  • No Hidden Charges
  • Safe & Secure Process